Discussion Forum - Northstar Chevelle Club

Members Login
Username 
 
Password 
    Remember Me  
NCC Forum Home Page -> NCC - General Discussion -> Collector Car Insurance
Post Info TOPIC: Collector Car Insurance
Robredy


Member

Status: Offline
Posts: 46
Date:
Collector Car Insurance
Permalink  
 

I want to survey the club members on which collector car insurance companies that they are using.

I am interested in peoples experiences with multi-car policies and, if any, late model occasional use vehicles.

Here is the deal.  I have used Condon and Skelly for the past 20 plus years to insure my 1966 Mustang.  I have been pleased with them.  Of course, all I ever did was send them a check once a year.  Never making a claim or anything. I let the policy expire at the first of August.  So the Mustang is sitting unisured.  

The purchases of that 72 Flame Orange SS has not yet been officially finalized.  I want to get all my eggs in a row before we do the title exchange. 

 I want to find the best insurance company to fit my needs.  Of all of them out there I have never really anything bad about any of them.   If at all possible I would like to find a company that will also cover the 2005 Mustang GT conv. I own that is strictly for pleasure use. 

Any and all experiences and opinions will be appreciated.  Thank you. Rob



__________________

Rob Larson

1972 Chevelle SS, and some Fords
Robredy


Member

Status: Offline
Posts: 46
Date:
Permalink  
 

Opps.  I might not have put this in the best category.  Should have been in "General Discussion" not "News and Events".



__________________

Rob Larson

1972 Chevelle SS, and some Fords
67ss


1K+ Club

Status: Offline
Posts: 1724
Date:
Permalink  
 

I had hagerty for a year and switched to Heac ock as they were less expensive for the same coverage.

(the bad word editor starred it)



-- Edited by bowtie on Saturday 3rd of September 2011 07:25:07 AM

__________________

Chris P
East Central, Mn

66 Chevelle 300 deluxe
SShink


3K+ Club

Status: Offline
Posts: 4731
Date:
Permalink  
 

I have used Hagerty for a number of years on the Chevelles I've owned.  Currently paying $275 per year for $25K of agreed value that includes towing up to 50 miles away and no deductible.

A couple of years ago when I scratched the passenger fender on the Chevelle, I didn't pay a penny for the $1500 repair (new fender was installed due to rust issues on the bottom).  Hagerty stood behind it with no questions asked even though I'm the one that did the damage.

I don't think they will insure your '05 Mustang because it's too new.



__________________

Stan S.-Twin Cities 'South Metro'

1972 Malibu Convertible 2nd time around 

2001 Mustang GT Convertible 

Forum influenced terms: 'Link Paste', 'Stanitized', & 'Revolving garage door...' 

 
69SSConv


Active Member

Status: Offline
Posts: 444
Date:
Permalink  
 

I started with mine on Hagerty (during the restoration), and switched to Heac ock once I completed. Heac ock was less expensive for the same coverage, and we were able to agree on a value. Hagerty wanted me to have it appraised to raise value, problem was I did not want to drive it at the restoration value, to get it appraised. Splitting hairs I know, but have heard many have been very happy with Hagerty & Heac ock coverage, and claim service.

__________________

Loren B. - Princeton, MN

1969 Chevelle SS Convertible, Bright Torch Red, 396, 200-4R, 12 bolt 3.73 Posi

1969 Chevrolet C20, Orange/White, 350, 4-spd, 4.11

1980 Camaro, RS, Impulse Blue, 350, 200-4R, 3.73 Posi

1967 Chevelle Malibu 2-DR Hardtop.  In process
Tony Hoffer


Moderator

Status: Offline
Posts: 886
Date:
Permalink  
 

I had Hagerty then they screwed me and said my car was un-insurable when I put the rollbar in..

Have had http://www.classicins.com/ ever since.. at the time they insured pro street, kit cars, and modified vehicles.. They also allowed you to drive your car around other than in parades.. something a lot of the others didnt.



__________________
You can sleep in your car, But you cant drive your house
Lost in the 60s


President

Status: Offline
Posts: 7323
Date:
Permalink  
 

I have my '67 Camaro and '66 Chevelle with Continental Western Group. Agreed values, low deductables with full glass coverage. Camaro at 10 k and I just raised the Chevelle to 12k after all the restoration work over the winter. 12 month policy on both was $212. I'm sure it will go up a little with the higher value on the Chevelle but I still expect it to be around $250. I'm limited to 3000 miles a year, same as my vintage "collector" plates but no restriction where or when I drive it. Never had a claim, so I can't really comment on the service part.



__________________

Mitch D.   River Falls, WI

Lifetime member of the "Cars apart Club"

1966 Chevelle SS 396 M20

1970 Chevelle SS 396 M20

1967 Camaro SS/RS 350 M20
Tim H


Mega Poster

Status: Offline
Posts: 718
Date:
Permalink  
 

Our 68 Camaro is through State Farm with a decalared value and it runs us $320 a year. The 74 Vette runs $300 a year, the 69 and 70 Chevelles and the 68 Impala run $119 annually each but they are still under restoration. I spend so darn much money with State Farm they should give me one for free.

__________________

 
Lost in the 60s


President

Status: Offline
Posts: 7323
Date:
Permalink  
 

Tim H wrote:

Our 68 Camaro is through State Farm with a decalared value and it runs us $320 a year. The 74 Vette runs $300 a year, the 69 and 70 Chevelles and the 68 Impala run $119 annually each but they are still under restoration. I spend so darn much money with State Farm they should give me one for free.

Be careful with the "declared" value, Tim. I know a lot of people think it's the same as "agreed" but there are hundreds of horror stories out on the web to prove otherwise. You should look into collector insurance too. I bet you would save some dough...beers

 



__________________

Mitch D.   River Falls, WI

Lifetime member of the "Cars apart Club"

1966 Chevelle SS 396 M20

1970 Chevelle SS 396 M20

1967 Camaro SS/RS 350 M20
bowtie


Secretary

Status: Offline
Posts: 2940
Date:
Permalink  
 

I think Chris P had a similar issue with Hagerty as Tony because of his supercharger.

__________________

Bryan-NW 'burbs
1972 Malibu
Vaguely stock appearing, and the opposite of restored.
1999 std bore 5.7, Vortec heads, Holley Stealth Ram, GM cam
700R4, Viking coilovers, 12 bolt 4.10 posi, and a whole bunch more
Chris R


2K+ Club

Status: Offline
Posts: 2745
Date:
Permalink  
 

I use Hagerty myself. Never really had any problems.



__________________

Chris - Ramsey, MN.

Dear Optimist, Pessimist, and Realist.

While you guys were busy arguing about the glass of water. I drank it!

Sincerly,

The opportunist.
Page 1 of 1  sorted by
 
Quick Reply

Please log in to post quick replies.
NCC Forum Home Page -> NCC - General Discussion -> Collector Car Insurance
Chatbox
Please log in to join the chat!