I want to survey the club members on which collector car insurance companies that they are using.
I am interested in peoples experiences with multi-car policies and, if any, late model occasional use vehicles.
Here is the deal. I have used Condon and Skelly for the past 20 plus years to insure my 1966 Mustang. I have been pleased with them. Of course, all I ever did was send them a check once a year. Never making a claim or anything. I let the policy expire at the first of August. So the Mustang is sitting unisured.
The purchases of that 72 Flame Orange SS has not yet been officially finalized. I want to get all my eggs in a row before we do the title exchange.
I want to find the best insurance company to fit my needs. Of all of them out there I have never really anything bad about any of them. If at all possible I would like to find a company that will also cover the 2005 Mustang GT conv. I own that is strictly for pleasure use.
Any and all experiences and opinions will be appreciated. Thank you. Rob
Robredy said
Sep 3, 2011
Opps. I might not have put this in the best category. Should have been in "General Discussion" not "News and Events".
67ss said
Sep 3, 2011
I had hagerty for a year and switched to Heac ock as they were less expensive for the same coverage.
(the bad word editor starred it)
-- Edited by bowtie on Saturday 3rd of September 2011 07:25:07 AM
SShink said
Sep 3, 2011
I have used Hagerty for a number of years on the Chevelles I've owned. Currently paying $275 per year for $25K of agreed value that includes towing up to 50 miles away and no deductible.
A couple of years ago when I scratched the passenger fender on the Chevelle, I didn't pay a penny for the $1500 repair (new fender was installed due to rust issues on the bottom). Hagerty stood behind it with no questions asked even though I'm the one that did the damage.
I don't think they will insure your '05 Mustang because it's too new.
69SSConv said
Sep 3, 2011
I started with mine on Hagerty (during the restoration), and switched to Heac ock once I completed. Heac ock was less expensive for the same coverage, and we were able to agree on a value. Hagerty wanted me to have it appraised to raise value, problem was I did not want to drive it at the restoration value, to get it appraised. Splitting hairs I know, but have heard many have been very happy with Hagerty & Heac ock coverage, and claim service.
Tony Hoffer said
Sep 3, 2011
I had Hagerty then they screwed me and said my car was un-insurable when I put the rollbar in..
Have had http://www.classicins.com/ ever since.. at the time they insured pro street, kit cars, and modified vehicles.. They also allowed you to drive your car around other than in parades.. something a lot of the others didnt.
Lost in the 60s said
Sep 3, 2011
I have my '67 Camaro and '66 Chevelle with Continental Western Group. Agreed values, low deductables with full glass coverage. Camaro at 10 k and I just raised the Chevelle to 12k after all the restoration work over the winter. 12 month policy on both was $212. I'm sure it will go up a little with the higher value on the Chevelle but I still expect it to be around $250. I'm limited to 3000 miles a year, same as my vintage "collector" plates but no restriction where or when I drive it. Never had a claim, so I can't really comment on the service part.
Tim H said
Sep 3, 2011
Our 68 Camaro is through State Farm with a decalared value and it runs us $320 a year. The 74 Vette runs $300 a year, the 69 and 70 Chevelles and the 68 Impala run $119 annually each but they are still under restoration. I spend so darn much money with State Farm they should give me one for free.
Lost in the 60s said
Sep 3, 2011
Tim H wrote:
Our 68 Camaro is through State Farm with a decalared value and it runs us $320 a year. The 74 Vette runs $300 a year, the 69 and 70 Chevelles and the 68 Impala run $119 annually each but they are still under restoration. I spend so darn much money with State Farm they should give me one for free.
Be careful with the "declared" value, Tim. I know a lot of people think it's the same as "agreed" but there are hundreds of horror stories out on the web to prove otherwise. You should look into collector insurance too. I bet you would save some dough...
bowtie said
Sep 4, 2011
I think Chris P had a similar issue with Hagerty as Tony because of his supercharger.
Chris R said
Sep 4, 2011
I use Hagerty myself. Never really had any problems.
I want to survey the club members on which collector car insurance companies that they are using.
I am interested in peoples experiences with multi-car policies and, if any, late model occasional use vehicles.
Here is the deal. I have used Condon and Skelly for the past 20 plus years to insure my 1966 Mustang. I have been pleased with them. Of course, all I ever did was send them a check once a year. Never making a claim or anything. I let the policy expire at the first of August. So the Mustang is sitting unisured.
The purchases of that 72 Flame Orange SS has not yet been officially finalized. I want to get all my eggs in a row before we do the title exchange.
I want to find the best insurance company to fit my needs. Of all of them out there I have never really anything bad about any of them. If at all possible I would like to find a company that will also cover the 2005 Mustang GT conv. I own that is strictly for pleasure use.
Any and all experiences and opinions will be appreciated. Thank you. Rob
Opps. I might not have put this in the best category. Should have been in "General Discussion" not "News and Events".
I had hagerty for a year and switched to Heac ock as they were less expensive for the same coverage.
(the bad word editor starred it)
-- Edited by bowtie on Saturday 3rd of September 2011 07:25:07 AM
I have used Hagerty for a number of years on the Chevelles I've owned. Currently paying $275 per year for $25K of agreed value that includes towing up to 50 miles away and no deductible.
A couple of years ago when I scratched the passenger fender on the Chevelle, I didn't pay a penny for the $1500 repair (new fender was installed due to rust issues on the bottom). Hagerty stood behind it with no questions asked even though I'm the one that did the damage.
I don't think they will insure your '05 Mustang because it's too new.
I had Hagerty then they screwed me and said my car was un-insurable when I put the rollbar in..
Have had http://www.classicins.com/ ever since.. at the time they insured pro street, kit cars, and modified vehicles.. They also allowed you to drive your car around other than in parades.. something a lot of the others didnt.
I have my '67 Camaro and '66 Chevelle with Continental Western Group. Agreed values, low deductables with full glass coverage. Camaro at 10 k and I just raised the Chevelle to 12k after all the restoration work over the winter. 12 month policy on both was $212. I'm sure it will go up a little with the higher value on the Chevelle but I still expect it to be around $250. I'm limited to 3000 miles a year, same as my vintage "collector" plates but no restriction where or when I drive it. Never had a claim, so I can't really comment on the service part.
I use Hagerty myself. Never really had any problems.